Payment Plans
°®½´ÊÓƵ offers a two-month or five-month payment plan per semester. Any student wishing to enroll in a Payment Plan must do so with the Office of Student Accounts.
Office of Student Accounts: (716) 839-8213
Duns Scotus Room 112
Additional Federal Loans
If the maximum Federal Stafford Loans awarded to a student are not sufficient, additional Federal loans are available depending on your eligibility.
Federal Parent PLUS Loan for Undergraduate Students
This loan is a Federal Loan for the parents of dependent undergraduate students.
Current undergraduate students at °®½´ÊÓƵ: the annual loan limit is the cost of attendance less other financial aid (as long as the student has used any federal direct loan while enrolled at °®½´ÊÓƵ prior to the 26/27 academic year).
New undergraduate students at °®½´ÊÓƵ (both first-year and transfer), starting with the Summer 2026 term: the annual loan limit is $20,000, per student. The overall limit a student can receive from the Parent PLUS loan through the entirety of their undergraduate career is $65,000.
Parents wishing to apply for a Parent PLUS loan need to visit . Once in the website you can hover over "Loans and Grants" located on top of the page and select "PLUS Loan Parent PLUS Loan". A credit check will be required. A Master Promissory Note must also be completed by the parent borrower at .
Federal Grad PLUS Loan for Graduate Students
This loan is a Federal Loan for graduate students.
Current graduate students at °®½´ÊÓƵ: the annual loan limit is the cost of attendance less other financial aid (as long as the student has used any federal direct loan while enrolled at °®½´ÊÓƵ prior to the 26/27 academic year). Graduate students wishing to apply for a Grad PLUS loan need to visit . Once in the website you can hover over "Loans and Grants" located on top of the page and select "Grad PLUS Loan". A credit check will be required. The student must also complete Loan Entrance Counseling and a Master Promissory Note at .
New graduate students at °®½´ÊÓƵ, starting with the Summer 2026 term: the U.S. Department of Education has eliminated the Graduate PLUS loan program for new graduate students. Additional loan assistance must come from private education lender sources (see below).
Additional Alternative/Private Loans
Alternative / Private Educational Loans (Non-Federal)
These are loans through financial institutions that help fill the gap between the costs of attendance less other financial aid. Students apply directly with the lender. A credit check will be required. Many lenders will require a co-signer in order to approve the loan.
The list of lenders below is provided as a service to our students to assist them in the loan selection process. Lenders on our list have demonstrated a commitment to providing competitive loan terms, the very best in customer service, technology and quick loan processing.
°®½´ÊÓƵ solicited a Request For Information (RFI) from numerous lending institutions and evaluated their responses based on the above criteria.
Students and parents have the right to select a lender of their choice regardless of our list and will suffer no penalty for selecting a lender who is not on our list. °®½´ÊÓƵ also recommends that students maximize their Federal Loan eligibility before utilizing a Alternative/Private loan to help pay college expenses.
Citizens Bank (Student Loan)
(800) 708-6684
Application Disclosure Link:
Sallie Mae® Student Loans (Smart Option Student Loan® for Undergraduates and Graduate Student Loans)
(855) 429-9759
Application Disclosure Link:
Custom Choice Loan
(866) 232-3889
Application Disclosure Link:
Abe Student Loans
(833) 499-2254
Application Disclosure Link:
Nelnet (Nelnet Bank)
(800) 446-4190
Application Disclosure Link:
College Ave Student Loans
(844) 422-7502
Application Disclosure Link:
SoFi Private Student Loans
(855) 456-7634
Application Disclosure Link:
Keystone Student Loans
(866) 233-3360
Application Disclosure Link: